The best jewelry insurance means that your jewelry is protected anywhere in the world, 365 days a year, 7 days a week. You don’t ever have to worry about international coverage when traveling.
We’ve designed our jewelry insurance policies to be competitively priced with no deductibles. You shouldn’t have to pay out of pocket when making a claim.
No one should get stuck having to pay extra when replacing a precious ring or necklace. Unlike other jewelry insurance companies, BriteCo has you covered for all your jewelry items even if the appraised value of your piece has increased up to 125% since getting your policy.
Things get lost. An earring falls out unnoticed. You put your ring in your jacket pocket and can’t find it. Accidental loss happens. With BriteCo, you have the protection you need.
Losing your diamond ring or other precious jewelry to theft can be traumatizing. We make it a bit easier knowing you’re covered for full replacement.
Life happens. Accidentally bang your ring against a counter and chip or lose a stone? Snag your ring, and bend a prong? Rest assured, you’re covered.
Even if there’s no logical explanation how, where, or when your precious diamond ring or necklace disappeared, BriteCo has you covered.
Rest a bit easier knowing any jewelry insurance claim you make with BriteCo won’t affect your homeowners or renters policy coverage or cost.
$4.51/mo
for $6,500 Earrings
in New York, NY
$4.68/mo
for $8,250 Engagement Ring
in Chicago, IL
$4.17/mo
for $1,100 Wedding Band
in Miami, FL
$5.23/mo
for $8,600 Pendant Necklace
in Austin, TX
$10.60/mo
for $11,750 Watch
in San Francisco, CA
$6.06/mo
for $5,500 Engagement Ring
in Phoenix, AZ
through your trusted,
local jeweler
to easily add co-insured person to your jewelry insurance.
coverage updates, no need to get re-appraisals
A+ rated insurance carrier
Lost Engagement Rings Protected By BriteCo Insurance
Yes, jewelry appraisals are generally required (or highly preferred) for insurance on jewelry. A jewelry appraisal is a document that describes the characteristics of a piece of jewelry with an approximate value assigned to it. You can usually request an appraisal from your jeweler or the store where you purchased the item. BriteCo offers a convenient online jewelry appraisal option that can be used to apply for insurance coverage.
With our personal jewelry insurance, BriteCo has a maximum coverage limit for a single piece of jewelry of $250,000, and a maximum total of $750,000 for a schedule of items. BriteCo policies include worldwide coverage for loss, theft, damage and disappearance as well as preventive maintenance. You can get a jewelry insurance quote from BriteCo in 30 seconds.
BriteCo provides replacement jewelry insurance coverage. Your jewelry appraisal is used by the insurance provider to determine a retail replacement value, reflecting how much it would cost to replace the piece of jewelry as brand new. Unlike some jewelry insurers, BriteCo works with the jeweler of your choice to replace the exact same item you lost or had stolen. Claims are filed online and expedited personally by our customer services representatives.
Recognized as a top provider of insurance for jewelry, BriteCo offers one of the best ring insurance policies with comprehensive all-risk coverage. When looking for the best jewelry insurance policy, consider that not only do we cover loss, theft, damage and mysterious disappearance, we also provide free preventive maintenance such as prong retipping; broken, worn, or bent prongs; and stone tightening. Get quotes and coverage in minutes.